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That said, less than 10 percent of Americans appear to be using electronic medical records, with almost half saying they're not even clear if their doctor actually offers access, according to a Harris Interactive/HealthDay survey of more than 2,000 American adults

blacks and Hispanics were only half as likely to sign up for personal health record access compared with white patients, the authors noted, and the wealthiest patients were 14 percent more likely to initiate personal health record use than the poorest patients.

Older patients, between the ages of 51 and 65, constituted the largest slice of the high-user group, they found, accounting for four in 10 among such patients.